商业银行操作风险管理研究述评

操作风险管理是银行风险管理一个新的研究领域，近年来出现了一些有意义的研究成果。现有研究成果大体可分为操作风险定义、管理和计量等几个方面。在定义方面，已有不少的探讨，但目前尚没有形成统一的操作风险定义；在管理方面，公司治理、内部控制和风险管理理论分别从不同的角度为操作风险管理提供了支持，但总的来说，还没有形成系统的理论和技术；在计量方面，出现了一些有一定影响的操作风险度量模型，但还远没有达到令人满意的程度。本文对现有主要研究成果进行了总结归纳；同时。针对现有研究存在的不足，提出了今后操作风险管理研究需要注意的问题。

Comment on Operational Risk Management in Commercial Banks

Operational risk management is something new for banks in risk management. Although significant research results have been achieved in recent years ranging from operational risk definition, operational risk management to operational risk measurement, there is not a generally acceptable definition. With regard to operational risk management, a sound theory and technology are yet to be seen even if support is found from corporate governance, internal control and theory of risk management. Regarding risk measurement, there are some influential models, but they are far from being satisfactory. In this paper, major research results are summarized and problems in research are discussed. Finally, points of attention are provided on future risk management research.