| 论农业保险经营中的技术障碍与技术选择 |
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| 引用本文： | 张祖荣.论农业保险经营中的技术障碍与技术选择[J].经济问题,2007,334(6):108-110. |
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| 作者姓名： | 张祖荣 |
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| 作者单位： | 广东商学院,经济学院,广州,510320 |
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| 摘 要： | 农业保险是财产保险中特殊的一类.由于农业风险可保性差、风险单位大、区域性强等特点,在农业保险经营中,厘定保险费率、界定保险责任、防范道德风险、定损理赔以及分散巨灾损失等方面都存在特殊的技术障碍,普通财产保险经营技术难以奏效.在分析这些技术障碍的基础上,研究了农业保险经营中独特的技术选择.
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| 关 键 词： | 农业保险经营 技术障碍 技术选择 农业 保险经营 技术障碍 技术选择 Operation Insurance Agricultural Obstacles 研究 分析 经营技术 存在 巨灾损失 定损理赔 道德风险 保险责任 界定 保险费率 厘定 区域性 |
| 文章编号： | 1004-972X（2007）06-0108-03 |
| 修稿时间： | 2007-01-10 |
Technique Obstacles and Selections of Agricultural Insurance Operation |
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| ZHANG Zu-rong.Technique Obstacles and Selections of Agricultural Insurance Operation[J].On Economic Problems,2007,334(6):108-110. |
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| Authors: | ZHANG Zu-rong |
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| Institution: | School of Economics, Guangdong University of Business Studies, Guangzhou 510320, China |
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| Abstract: | Agricultural insurance is a special kind of property insurance.Since agricultural risk is not ideally insurable,with highly risky unit and regional characteristics,there exist special technique obstacles in such aspects as pricing,delimiting the insurance liability,taking precautions against moral hazard,claim adjustment,dispersing catastrophic loss.Therefore,in the course of agricultural insurance operation,the common property insurance operation techniques couldn't work well.Basing on the analysis of the technique obstacles,the article studies the unique technique selection to solve these obstacles. |
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| Keywords: | agricultural insurance operation technique obstacle technique selection |
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