中间业务收入对我国商业银行绩效影响的实证分析

作为中国金融体系的核心,国有商业银行的改革与转型成为一条主线,其中发展中间业务更是转型过程中各商业银行关注的重点。本文借鉴西方商业银行中间业务创新的成功经验,通过建立恰当的回归模型,分析中间业务收入与净银行资产收益率之间存在的关系,对回归结果做出解释。最后以企业并购业务咨询和个人理财业务为例,分析商业银行如何在新的环境条件下发展中间业务。

Demonstrative analysis of inner business income China commercial bank performance influence

as the core of Chinese financial system,state-owned commercial bank's reform and transformation has become a mainline and to develop those intermediary business is the top concern for each state-owned commercial bank in the process of transformation.This essay draws on the successful innovative experience form western commercial banks and through establishing apt regression model,it analyzes the relationship between intermediate business income and return on equity for the banks and makes an explanation on ...