欧美网络保险的最新发展及对我国的启示

随着互联网的兴起和快速发展,保险业正经历着一次重大变革。欧美国家的保险公司利用互联网等信息技术解决实际业务问题,为代理人、客户、潜在客户、合作伙伴提供各种服务,大幅降低了成本,并提高了业务效益、内部运营效率和合作有效性。本文主要分析了欧美网络保险的发展状况,并找出我国发展网络保险的差距。我国应该借鉴国外经验,结合国内有利环境,重点解决网络安全、风险控制和网上支付等技术瓶颈,全方位发展网络保险,以促进我国民族保险业的高效、快速发展,使之以全新的姿态积极参与国际保险市场的竞争。

The recent development of online insurance in Europe and the United States and its implications to China

Along with the advent and rapid development of the Internet system,the insurance industry is facing with a major transformation.European and American insurance companies are using Internet and other IT technologies to tackle their operation-related problems,offering various supports and services to their agents,clients,prospects,and partners,thus cutting down on operation costs and enhancing business performance,internal operation efficiency and effectiveness of cooperation.The paper introduced the current ...