| 我国民间借贷现状与农村金融服务创新问题探讨 |
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| 引用本文： | 郑航滨.我国民间借贷现状与农村金融服务创新问题探讨[J].广西金融研究,2009(3). |
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| 作者姓名： | 郑航滨 |
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| 作者单位： | 中国人民银行福州中心支行,福建,福州,350003 |
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| 摘 要： | 本文以福建省的抽样调查为视角,分析了近年来福建省民间借贷及农村金融服务的发展状况、特点,并提出完善农村金融服务体系的政策建议.本文提出了完善农村金融服务的制度设计、加快发展多层次的金融服务体系、提升农村金融服务水平、加快发展农业保险业务、加速农村投融资体制改革发展、因地制宜地设计"三农"融资担保体系、探索建立农村土地金融制度、疏导农村民间金融规范有序发展等政策建议.
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| 关 键 词： | 民间借贷 金融服务 发展 |
Study on Private Lending and Financial Service Innovation |
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| Zheng Hangbin.Study on Private Lending and Financial Service Innovation[J].JOurnal of Guangxi Financial Research,2009(3). |
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| Authors: | Zheng Hangbin |
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| Institution: | PBC Fuzhou Central Sub-branch;Fuzhou Fujian 350003 |
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| Abstract: | Based on sample study on private lending in Fujian province,the paper analyzes the development and characteristics of private lending and rural financial service innovation in Fujian,and puts forward policy suggestions of improving rural financial service system. Suggestions include improving system design of rural financial service,developing multi-level financial service system,improving rural financial service,developing rural insurance,speeding up the reform of rural financing and investment mechanism,d... |
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| Keywords: | Private Lending Financial Service Innovation |
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