我国高房价的成因及对策探析

我国高房价现状主要表现在房价收入比、房价增长率与GDP增长率之比、房价租金比均过高等方面。其原因包括房地产市场供给严重不足、需求过于旺盛、地方政府土地财政、信贷扩张与违规贷款现象严重以及各种垄断机制盛行等。我国应建立健全房地产相关法律制度,建立多层次的住房保障体系和符合国情的住房消费模式,充分发挥政府的宏观调控作用,有效遏制房价过高过快增长,促进房地产业健康发展。

Discussion on the Causes and Countermeasures of High Housing Prices in China

The situation of high housing prices in China is mainly reflected at the extreme height level of price earnings ratio,the ratio of price growth rate and GDP growth rate,price rents ratio.There are many reasons which include a serious shortage of supply of the real estate market and too strong demand,local government land finance,credit expansion and illegal loans and the prevalence of monopoly mechanism and so on.As a result,we must introduce series of sound real estate-related laws system,establish multi-layered housing security system and housing consumption mode to meet the China＇ conditions,and give full play to the role of the government＇s macroeconomic regulation and control to restrain high housing prices effectively to promote the healthy development of real estate.