门当户对与住房租购选择——基于中国家庭金融调查数据的实证分析

本文使用中国家庭金融调查数据，研究婚姻匹配模式对住房租购选择的影响。结论发现，所谓门当户对的家庭选择租房居住的概率更高，而具有高攀特点的家庭更加偏好直接购买住房。孩子数越多、年收入越低，以及拥有车辆时选择买房居住的概率更高；孩子数可以削弱门当户对对住房租购选择的负向影响，收入越高的门当户对的家庭选择买房的概率更高。分组分析证实，在住房价格高的情况下，这些因素对住房租购选择的影响更为显著，而在价格低的地区房价便是影响住房租购选择的主导因素。

RENT OR BUY? FOR PROPERLY MATCHED MARRIAGE——Empirical Analysis Based on Chinese Household Financial Survey

In this paper，we use Chinese Household Financial Survey to study the impact of marriage matching model on housing purchase or rentIt is found that families with properly matched marriage choose to rent in higher probabilityHowever，the families with the marriage out of your league prefer to buyThe lower annual income，the smaller number of children，owning a vehicle，and the higher probability of choosing to buyThe number of children can reduce the negative impact of properly matched marriage on housing purchase or rentThe families with properly matched marriage and higher annual income prefer to buySubgroup analysis confirmed that these factors have a more significant impact on the housing purchase or rent in the case of high housing price，while housing price in the low price region is the dominant factor affecting the choice of housing purchase or rent