2012年国内金融形势评述

2012年国内金融运行的主要特点是：广义货币供应量增速稳步上升；社会融资规模创历史最高水平，融资结构进一步优化；信贷投放同比多增较多，非金融企业部门需求明显回升；企业存款和储蓄存款增速低位明显回升；银行间市场交易活跃，市场利率波动中总体呈回落态势；与上年末比，年末人民币汇率升值0．25％，海外市场对人民币汇率贬值预期有所下降。

Domestic financial developments in 2012

In 2012, the main characteristics of domestic financial performance were： the growth of M2 supply went up stably; the all- system financing aggregate hit a record high, and financing structure was optimized constantly; the amount of loans had a more increment year-on-year, the loan demand from the non-financial enterprises went up noticeably; the corporate deposit and savings deposit growth went up noticeably from a low level; the interbank market trading was active, and the market interest rates declined with fluctuations; compared with end-2011, the RMB appreciated by 0.25%, and expectations on RMB depreciation from offshore markets declined slightly.