以更开放的态度支持融资担保业健康发展

我国融资担保业近年来取得了长足发展，但近期发生的一些风险事件令行业整体形象和商誉受到了极大损害。文章通过对融资担保机构作用的再认识，指出未来融资担保体系的发展，并非只有“扶大限小”的单项选择。通过市场匹配机制自行筛选，让中小民营融资担保机构回归缓解中小企业融资难、服务实体经济的初始功能，才是最终目的。这需要以更加开放的态度加以对待，用更符合市场化运作的方式进行规范和引导。

More support for a healthy development in financing guarantee industry

Although China＇s financing guarantee industry has achieved significant developments in recent years, recent risk events have greatly damaged the overall image and goodwill of the industry. This article, through reconsideration of the functions of financing guarantee institutions, argues that the future development of financing guarantee system is not a one-choice question of ＂supporting the large and limiting the small＂, but lies in the ultimate objective of bringing back such initial functions of small and medium-sized privately operated financing guarantee institutions as easing the financing hardship of small and medium-sized enterprises and serving the real economy through market matching mechanism. This demands regulation and guidance with more open attitude and more market-oriented operations.