2013年1月国内金融形势评述

2013年1月份，受假日等因素影响，当月金融运行多项指标有所波动。主要特点是：广义货币和狭义货币增速明显上升；各类融资活跃，社会融资规模创月度历史新高；贷款投放同比多增较多，住户部门信贷需求显著增强；企业存款增速大幅上升，储蓄存款增速有所回落；银行间市场交易活跃，市场利率回落，流动性较为充裕；与上年末比，月末人民币汇率升值0．10％，海外市场对人民币汇率的贬值预期有所减弱。

Domestic financial developments in January 2013

In January 2013, impacted by the holiday and other factors, several financial indicators experienced fluctuations. The main characteristics of the domestic financial performance were： the growth of M2 and M1 rose obviously; all types of financing were active, and the all-system financing aggregate hit a monthly new record; the growth of loans showed more increment and the demand from the household sector rose obviously; the corporate deposit growth rose sharply, while savings deposit growth dropped slightly; the interbank market trading was active, the market interest rates dropped and market liquidity was abundant; compared with end-2012, the RMB appreciated by 0.10% at end-January, and expectations on RMB depreciation from offshore markets weakened.