宏观审慎：概念、国际实践和启示

此轮国际金融危机的爆发和蔓延，暴露出仅关注单个机构稳健经营的微观审慎监管框架的不足。认真吸取金融危机的教训，强化宏观审慎管理已成为国际社会的共识。要完善宏观审慎分析方法，加强对系统性风险的监测；加强金融监管和协调，实现宏观审慎与微观审慎的互补；建立逆周期调节机制，缓解顺周期性对金融稳定的影响；加快建立存款保险制度，进一步健全金融安全网；积极参与国际金融合作，增强联合应对危机的能力。

Macro-Prudence: Concept, the International Practice and Revelation

The burst and contagion of the global financial crisis demonstrates that the framework of microprudential supervision,which focuses on the soundness of individual financial institutions,is not enough for safeguarding financial stability.It is necessary to strengthen macro-prudential management through drawing lessons from the crisis,which is a common view in the international arena.We should improve the analytical method of macro-prudence;strengthen the monitoring the system risk;strengthen financial superv...