商业银行开展社区金融业务问题的若干思考

随着财富效应的扩散,社区多样化的金融服务需求越来越旺盛。商业银行广泛开展社区金融业务不仅是健全完善我国金融业的需要,而且对商业银行自身的稳健发展具有战略意义。但对于社区金融业务这一在我国金融生活中出现不久的新生事物,商业银行该如何面对,如何介入,尚是一个亟待探讨的问题。

How to Operate the Community Financial Business in Commercial Banks

As the spreading of wealth effect, various financial needs in the community become more and more vigorous. It is not only beneficial to perfect our financial industry for commercial banks to operate widely the community financial activities, but also is of the strategic significance for the commercial banks' stable development. But the community financial activity is a new thing in our financial profession, how to face and operate it for the commercial banks is still a problem that must be studied.