| 我国中小商业银行发展困境的若干思考 |
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| 引用本文： | 牛薇薇,毕海霞.我国中小商业银行发展困境的若干思考[J].特区经济,2006(12):95-97. |
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| 作者姓名： | 牛薇薇 毕海霞 |
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| 作者单位： | 保定金融高等专科学校,河北,保定,071000 |
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| 摘 要： | 中小商业银行由于规模小、竞争力相对较弱,面临放贷难、经营效益低下的困境,与此同时,中小企业却面临着融资难的困扰。为解决这一“两难”问题,本文对中小商业银行的比较优势及制约因素进行了分析,并提出了相应策略。
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| 关 键 词： | 两难困境 比较优势 制约因素 经营策略 |
Some thinking on China small and medium commercial bank development difficult |
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| Niu Wei Wei,Bi Hai Xia.Some thinking on China small and medium commercial bank development difficult[J].Special Zone Economy,2006(12):95-97. |
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| Authors: | Niu Wei Wei Bi Hai Xia |
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| Abstract: | Because of small size and less competitiveness, medium-small commercial banks face up with dilemma of loan disbursement and lower profit. At the same time, medium-small enterprises are distressed in financing difficulty. To solve this dilemma, this paper analyzes medium-small commercial bank's comparative advantage and restrictive factors, then put forward some strategy. |
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| Keywords: | Medium - small Commercial Bank dilemma Comparative Advantage Restrictive factors Management Strategy |
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