| 信贷配给、内生金融约束与中小企业融资 |
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| 引用本文： | 张新强,郑振东.信贷配给、内生金融约束与中小企业融资[J].广东农工商职业技术学院学报,2004(1). |
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| 作者姓名： | 张新强 郑振东 |
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| 作者单位： | 西安交通大学经济与金融学院，西安交通大学经济与金融学院 陕西 西安 710061，陕西 西安 710061 |
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| 摘 要： | 中小企业的迅速崛起,对中国经济产生了不可估量的贡献,但是中小企业在取得巨大发展的同时却面临着融资难的困境,本文试图用“二元经济”模式下的“二重信贷配给”来解释中小企业融资困境,并提出中小企业解决融资困境的路径,即利率市场化、信贷联网体系和信贷担保体系。
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| 关 键 词： | 信贷配给 金融约束 中小企业融资 |
Credit Rationing, Endogenous Financial Restriction and Financing of SMEs |
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| ZHANG Xin - qiang ZHEN Zhen - dong.Credit Rationing, Endogenous Financial Restriction and Financing of SMEs[J].Journal of Guangdong AIB Polytechnic College,2004(1). |
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| Authors: | ZHANG Xin - qiang ZHEN Zhen - dong |
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| Abstract: | The great development of small and medium- sized enterprises(SMEs) in China have great contributions to the Chinese economy. But these enterprises are confronting the puzzle of financing at the same time. This article tries to use dual credit rationing under the dual economic mode to explain the puzzle, thus, bringing out means which contain market interest rate, the system of credit web and the system of credit assurance to resolve the puzzle. |
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| Keywords: | credit rationing finance restriction financing of SMEs |
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