| 建立存款保险制度构筑金融安全网 |
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| 引用本文： | 田慧芬.建立存款保险制度构筑金融安全网[J].上海商学院学报,2005,6(2):19-21. |
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| 作者姓名： | 田慧芬 |
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| 作者单位： | 上海商学院,财会金融学院,上海,200235 |
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| 摘 要： | 金融体系的存款保险制度可以有效保证存款人的利益,维持银行体系和社会的稳定。本文就建立我国的存款保险制度从资金来源和职能、结构设计以及道德风险和逆向选择的防范等几个方面进行了有意义的探索。
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| 关 键 词： | 存款保险制度 金融机构危机 金融安全网 |
| 文章编号： | 1009-461x(2005)-02-19-21-03 |
Establishing the Deposit Protection System: A Firewall of financial security |
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| Authors: | Tian Huifen |
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| Abstract: | The savings insurance system serves to guarantee the depositors'interests and maintain the stability of the banking system, which is also helpful in maintaining social stability. This essay probes into various aspects of the system such as its source of fund, its function, its structural design, its risks, and its prevention of reverse selection. |
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| Keywords: | deposit protection system financial institute crisis a firewall of financial security |
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