金融机构集聚:国际金融中心形成过程的新视角

在外部规模经济、知识集聚和信息外溢、市场机制及区域文化影响的共同作用下,各种不同种类金融机构在空间中集聚,并通过与实体经济其他产业的相互促进,逐步形成金融产业集群。金融产业集群提高了金融创新速度和效率,有利于金融机构的风险控制和风险管理及风险分摊,提高了金融机构的运行效率。金融机构进一步空间集聚、金融产业集群的规模进一步扩大,必然伴随着金融影响力的外向发散,跨出区域,跨出国家,金融中心就自然形成了。因此,金融中心的形成过程,就是金融机构的集聚过程,金融机构集聚是一个城市成为金融中心的前提和基础。在这个过程中,政府在许多方面都可以通过制定相关的政策加以引导,形成政府推动型金融中心。

Financial Institution Agglomeration: A New Perspective of the Formation Process of International Financial Center

Acted by external economies of scale,the knowledge collection,the information spillover,market mechanism and the regional cultural effect,the different sorts of financial institutions agglomerates in a same space.The agglomeration accelerates reciprocally other economic industries,and gradually develops into financial industrial clusters.The financial industrial clusters not only increase the speed and efficiency of financial innovation,favor financial risk control,risk management and risk sharing,but also increase the operating efficiency of financial institutions,benefit the establishment of the new financial institutions.The further agglomeration of financial institutions and the further scale expansion of financial industrial clusters inevitably accompanies with divergence of financial influence beyond areas and nations.In this way,the financial center takes shape naturally.The formation process of financial center is the process of agglomeration of financial institutions,which becomes the the prerequisite and base of a city being the financial center.And during this process,the government could guide effectively by series of policies to form the government-driven financial center.