我国商业银行实施不良资产证券化的思考

资产证券化作为20世纪金融领域中最重要的金融创新之一,是商业银行用以处置不良资产的一种新手段。我国商业银行不良资产证券化具有可行性与必要性,由此提出了我国商业银行不良资产证券化的意见和建议。

Thoughts on Applying Non- performing Asset Securitization to Chinese Commercial Banks

Asset securitization, one of the most important innovations in the financial field in the fuentieth century, is a new way with which commercial banks deal with non - performing assets. On the basis of feasibility and necessity of non - performing asset securitization in China, the pappaper puts forwards beneficial suggestions concerned.