我国金融业混业经营趋势及促进对策

金融业混业经营是世界金融业发展的大势所趋，也是我国金融业发展的必然要求。我国金融业要与世界接轨，增强国际竞争力，完善本国的金融体系，必须实行混业经营。鉴于混业经营存在巨大的范围经济效应，有利于金融创新并满足客户多层次的要求，且我国有过短暂的混业经营历史，金融业和工商业彼此融合，法律上也有相应的管制放松，所以只要完善我国宏观经济环境，实行混业经营是可行的。

The Mix-operation Trend of China's Financial Industry and the Promotion of Countermeasures

Mixed financial industry is the world's financial industry development trend,but also a necessary requirement of the development of the financial industry.China's financial industry with the world community to strengthen international competitiveness,improve the country's financial system must be implemented in mixed operation.The universal banking has a huge economic effect in the scope,and is conducive to financial innovation and meets customer's demands at multiple levels.China has had a brief history of...