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新疆样本县(市)农户借贷行为调查分析
引用本文:费玉娥,刘涛,刘志英.新疆样本县(市)农户借贷行为调查分析[J].新疆财经,2009(5):41-46.
作者姓名:费玉娥  刘涛  刘志英
作者单位:新疆财经大学,金融学院,乌鲁木齐,830012
基金项目:新疆维吾尔自治区高校科研计划重点项目(XJEDU2007I30)《新疆农户小额信贷发展与创新研究》的阶段性成果 
摘    要:本文通过对新疆玛纳斯县、呼图壁县、吉木萨尔县、吐鲁番市、托克逊县农村信用社和农户的实地调查,对农户的借贷需求行为进行了分析,得出了农户借贷行为的特征。本文认为农户的经济行为特征和资金需求特征对其金融需求具有十分重要的影响。

关 键 词:新疆小额信贷  农户借贷行为  需求特征

Survey on Rural Households' Credit Behavior Based on Sample Counties in XinJiang
Fei yu-e,Liu Tao,Liu Zhiying.Survey on Rural Households' Credit Behavior Based on Sample Counties in XinJiang[J].Finance & Economics of Xinjiang,2009(5):41-46.
Authors:Fei yu-e  Liu Tao  Liu Zhiying
Institution:(Xinjiang University of Finance and Economics, Urumqi 830012, China)
Abstract:Based on the field survey about rural credit cooperatives and rural households in Manas country, Hutubi country, Jimusaer country, Turpan city, Toksun country in Xinjiang, we analyzed the rural housebolds~credit behavior through 810 rural households' questionnaires and get characteristics of rural households demand behavior. The characteristics of rural households' economic behavior and fund demanding have great influence on their finance demanding.
Keywords:Small -amount Credit in Xinjiang  Credit Behavior of Rural Household  Demand Characteristic
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