论中国金融深化改革中的政府行为

近年来影子银行业务、互联网金融等金融创新的不断涌现,给我国金融业注入了活力。然而,现行的由政府主导的金融体制,虽然在由计划经济向市场经济转型的过程中,对我国金融业的建立、发展起到了极为重要的作用,但其过度的金融垄断,阻碍了金融创新的发展和金融业改革的深化。因此,如何做到政府干预的适度,是保障金融深化改革健康发展的重大课题。

State Action in the Transformation of Financial Market in China

In recent years, the fast emerging shadow banking businesses, interact finance, and other financial innovations have rejuvenated the financial sector in China. The existing state-dominated financial system has played a vital role in establishing and deepening the development of China＇ s financial industry in the transitioning process from planned economy to market economy. However, excessive financial monopolization has been thwarting financial innovation and reform. Thus, it＇s important for the state to achieve optimal intervention in order to ensure deepening reform and robust development of the financial sector.