| 浅议征信产品的创新与应用 |
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| 引用本文： | 李勇.浅议征信产品的创新与应用[J].河南金融管理干部学院学报,2011(3):16-18. |
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| 作者姓名： | 李勇 |
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| 作者单位： | 中国人民银行天津分行征信管理处,天津,300040 |
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| 摘 要： | 随着金融机构对征信产品与服务需求的不断增强,征信机构现有的产品与服务已越来越无法满足金融机构多元化、高层次的需要。为促进征信业进一步发展,更好地服务于商业银行等金融机构,征信机构应着力提高现有产品与服务的质量,提供不同层次和品种的产品与服务,研发高端产品,不断创新征信产品与服务。同时,还应逐步推广征信产品与服务的应用范围,进一步扩大征信市场。
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| 关 键 词： | 征信机构 征信产品 征信市场 创新与应用 |
Humble Opinions on Innovation and Application of Credit Reference Products |
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| LI Yong.Humble Opinions on Innovation and Application of Credit Reference Products[J].Journal of Henan College of Financial Management Cadres,2011(3):16-18. |
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| Authors: | LI Yong |
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| Institution: | LI Yong(Credit Reference Management Division,Tianjin Branch,the People′s Bank of China,Tianjin 300040,China) |
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| Abstract: | With growing demand of the financial institutions for credit reference products and services,the existing products and services offered by credit reference institutions have become increasingly unable to meet the diversified,high-level needs of financial institutions（FI）.To promote the further development of credit reference industry,and to serve better such FIs as the commercial banks,it＇s necessary for credit reference institutions to focus on improving the quality of existing products and services,providing different levels and types of products and services,developing high-level products,continuously innovating credit reference products and services.Meanwhile,it＇s necessary to extend gradually the application area of products and services so as to further expand the credit reference market. |
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| Keywords: | credit reference agencies credit reference products credit reference markets innovation and application |
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