2012年7月国内金融形势述评

2012年7月，国内金融运行的主要特点是：广义货币供应量增速连续三个月回升；社会融资规模继续明显高于上年同期；贷款增长保持平稳，住户贷款需求有所回升；企业存款和储蓄存款增速低位继续回升；银行间市场交易活跃，市场利率略有回升；与上月末比，人民币汇率贬值0．11％，海外市场对人民币汇率的贬值预期有所上升。

Domestic financial developments in July 2012

In July 2012, the main characteristics of the domestic financial performance were： the growth of M2 rebounded in three consecutive months; social financing scale continued to be obviously higher than that in the same period of last year; the amount of loans increased stably and the demand from the household sector rose slightly; enterprise deposits and savings deposit continued to rise from its low level; interbank market trading was active, and the market interest rates went up slightly; compared with end-June, the RMB exchange rate depreciated by 0.11%, and expectations on RMB depreciation from offshore markets rose slightly.