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信贷扶贫资金使用效率低下的原因和改革思路
引用本文:蒋晓岚.信贷扶贫资金使用效率低下的原因和改革思路[J].安徽商贸职业技术学院学报,2005,4(1):10-13.
作者姓名:蒋晓岚
作者单位:安徽省社会科学院,乡镇经济所,安徽,合肥,230053
摘    要:我国信贷扶贫资金存在投向偏差、资金使用效率低下等问题,一方面影响扶贫的可持续性;另一方面,影响金融的可持续性,使扶贫政策效应大为削弱.本文分析了扶贫资金使用效率低下的深层次原因,提出了进行信贷扶贫方式改革的思路.

关 键 词:信贷扶贫  资金使用效率  改革思路  贴息贷款
文章编号:1671-9255(2005)01-0010-04
修稿时间:2004年9月12日

Reason and Reforming Thoughts of the Low Fund-utility Efficiency in Poverty Reduction through Credits
JIANG Xiao-lan.Reason and Reforming Thoughts of the Low Fund-utility Efficiency in Poverty Reduction through Credits[J].Journal of Anhui Business College of Vocational Technology,2005,4(1):10-13.
Authors:JIANG Xiao-lan
Institution:Institute of Economics of Towns and Villages;Anhui Provincial Academy of Social Sciences;Hefei 230053;China
Abstract:Such problems as the derivation in the use of fund and low fund-utility efficiency exist in our poverty reduction through credits, which affects the sustainability of poverty reduction and finance and further weakens the effects of poverty reduction policy. The paper analyzes the deep reason of low fund-utility efficiency and advances thoughts on reforming the way of poverty reduction through credits.
Keywords:poverty reduction through credits  fund-utility efficiency  reforming thoughts  subsidized loan  
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