EVA与银行业的价值创造

中国的银行业,近年来由于体制、不良资产等各方面的原因,造成了效率低下,并且从有关的EVA统计数据看出,中国的银行业不仅没有在创造价值甚至在毁灭价值。面对着WTO五年保护期的即将届满,以及外资银行的纷纷踏入,中国的银行业应该怎样来创造自身价值呢?本文从经济增加值(EVA)的计算公式出发,从五个环节指出了中国银行业怎样进行价值创造,并通过举例的方式进行形象的说明。

EVA and the Value Creation of Banking Industry

Because of some reasons such as institutions, non-performing assets and so on, the efficiency of the banking industry of China is very low. Not only that, according to the statistics of Economic Value Added (EVA), the banking industry of china even destroys the value instead of creating the value. With the time limit of five-year protection for China's financial industry being over and with the coming of foreign-invested banks one after another, how can the banking industry of China create its own value? From the point of the calculating formula of EVA, the article puts forward five aspects on how to create the value of banking industry with the vivid explanation by listing examples.