| 中小企业关系型贷款的价值与发展对策 |
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| 引用本文： | 吴洁.中小企业关系型贷款的价值与发展对策[J].审计与经济研究,2007,22(5):85-87,112. |
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| 作者姓名： | 吴洁 |
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| 作者单位： | 南京师范大学,商学院,江苏,南京,210097 |
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| 摘 要： | 关系型贷款是一种有助于增进银企双方价值的金融中介活动.对于中小企业来说,关系型贷款是缓解银企间信息不对称、改善企业融资状况的有效途径之一.我国应大力发展中小企业关系型贷款.
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| 关 键 词： | 关系型贷款 中小企业 商业银行 |
| 文章编号： | 1004-4833（2007）05-0085-03 |
| 修稿时间： | 2007-06-262007-08-28 |
Value and Development of SMEs Relationship Lending |
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| WU Jie.Value and Development of SMEs Relationship Lending[J].Economy & Audit Study,2007,22(5):85-87,112. |
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| Authors: | WU Jie |
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| Institution: | School of Business, Nanjing Normal University, Nanjing 210097, China |
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| Abstract: | Relationship lending is a financial intermediation activity which adds value to both banks and enterprises, specially for those SMEs. Relationship lending could function as one of the effective channels to adjust the information imbalance between banks and enterprises, and thus improving the financing situation. This paper aims to analyze the conditions of forming relationship lending on the basis of the current status and concludes that efforts should be made to develop SMEs relationship lending in China. |
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| Keywords: | relationship lending SMEs commercial banks |
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