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| 我国助学贷款融资的现实性及制度缺陷分析 | |
| 引用本文： | 费玉娥 卢爱珍. 我国助学贷款融资的现实性及制度缺陷分析[J]. 新疆财经学院学报, 2005, 0(4): 21-24,38 |
| 作者姓名： | 费玉娥 卢爱珍 |
| 作者单位： | 新疆财经学院,新疆乌鲁木齐830012 |
| 摘 要： | 助学贷款政策作为一种分担高等教育费用的有效机制，被世界上越来越多的国家所采用。我国高等学校助学贷款制度安排和实施虽然取得了一定的成效，但是存在着绩效低、成本大等问题，助学贷款制度设计方案在社会性和效益性的矛盾及操作运行制度上存在缺陷。 |
| 关 键 词： | 制度安排 制度缺陷 助学贷款融资 |
| 文章编号： | 1671-9840（2005）04-002104 |
| 收稿时间： | 2005-08-31 |
| 修稿时间： | 2005-08-31 |
Analysis on Practicability and Defects in Present System of Study-aiding Loan Financing in China |
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| FEI Yu-e, LU Ai-zhen. Analysis on Practicability and Defects in Present System of Study-aiding Loan Financing in China[J]. Journal of Xinjiang Finance & Economy Institute, 2005, 0(4): 21-24,38 | |
| Authors: | FEI Yu-e LU Ai-zhen |
| Affiliation: | Xinjiang Institute of Finance and Economics, Urumqi 830012, China |
| Abstract: | Study - aiding loan policy as an effective mechanism of higher- education cost sharing is adopted by more and more countries. In June 1999 China officially implemented the study - aiding loan policy. The paper held that although certain achievements have been made through the arrangement and application of the study- aiding loan, it is low in efficiency, and high in cost. Defects still exist in present system design. |
| Keywords: | the System Arrangement System Defect Study-aiding Loan Financing |
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