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完善中小企业信用担保体系的对策选择
引用本文:王春艳. 完善中小企业信用担保体系的对策选择[J]. 沈阳工程学院学报(社会科学版), 2007, 3(3): 352-354
作者姓名:王春艳
作者单位:大连广播电视大学,财经系,辽宁,大连,116021
摘    要:通过分析我国中小企业在融资体制中存在的问题,指出我国建立中小企业信用担保存在以下阻碍:缺少必要的风险补偿机制、信用担保风险呈多元化、缺少法律的有效支持,建议借鉴国外的经验,结合我国的现实情况,制定切实可行的完善对策。

关 键 词:中小企业  信用担保机制  信用观念  业务流程  担保基金
文章编号:1672-9617(2007)03-0352-03
修稿时间:2006-12-22

Countermeasures selection to perfect credit guarantee system of medium and small enterprises
WANG Chun-yan. Countermeasures selection to perfect credit guarantee system of medium and small enterprises[J]. Journal of Shenyang Institute of Engineering:Social Sciences, 2007, 3(3): 352-354
Authors:WANG Chun-yan
Abstract:By analyzing the problems existing in financing system of medium and small enterprises in our country,points out there are some difficulties to establish credit guarantee system of medium and small enterprise in our country,such as lack of necessary risk compensation system,the multielement of credit guarantee risk,lack of effective support from laws.Suggests that using external experiences for reference,combining the actual situations of our country,set down feasible and perfect countermeasures.
Keywords:medium and small enterprises  credit guarantee system  credit conception  business flow  guarantee fund
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