金融创新产品风险的适应性监管机制探索——以MBS、CDO、CDS为例

金融创新产品风险的监管不到位是2007年美国次贷危机及2008年全球金融危机爆发的主要原因之一。在对MBS、CDO与CDS等创新产品风险及监管进行分析基础上创建的金融创新产品风险适应性监管机制框架包括风险的识别、风险的层级报告、风险的预警、风险的监管介入、风险的处理和金融危机与经济危机的预防六个部分。

On the Supervision Mechanism of the Adaptation of Financial Innovation Risk:Take MBS,CDO,CDS for Example

The lack of supervision of the financial innovation risk is one of the factors that brought about the U.S.subprime mortgage crisis in 2007 and the global financial crisis in 2008.After analyzing the risk and the supervision mechanism of MBS,CDO and CDS,the paper proposes to build an adaptive supervision mechanism which includes risk identification,risk level report,risk warning,the supervision of risk,risk management and the prevention of financial and economic crisis.