长期借贷机制下的农户信用机制探析

建设社会主义新农村是我国现代化进程中的重大历史任务。金融资金在新农村建设中发挥着极其重要的作用。如何解决农户贷款的抵押担保问题,本文基于农户民间借贷的信用机制,从理性人的假设,运用博弈论的知识,得出长期借贷关系有助于农户信用机制的形成,并对提出了农户信用机制发挥作用的条件。

Probing farmer credit system under the long term credit mechanism

it is very important history task of our modernization that building new socialist countryside.And the financial funds can do a very important role in building new countryside.How to resolve the problems of the farmer's loan such as Mortgages and Security, the paper According to the farmer Private's lendingCredit Mechanism, from rational people assume, use Game Theory, have a conclude that the long term borrowing relationship can help the farmer's credit mechanism, and bring forward to the Conditions that play the role farmer's credit mechanism