浅析湘西民间融资现状

民间融资是一种基于民间信用关系的资金供求往来,是一种游离于国家金融体系之外的融资方式。随着我国国民经济的快速发展,湘西民间融资日益活跃,近年来衍生出一系列社会问题。本文从湘西民间融资形成的背景特点,来分析民间融资活跃的原因,对民间融资作了客观分析,并提出规范民间融资发展的对策建议,希望能对促进湘西地区的经济发展提供有利参考。

On Hunan west private financing situation

Private financing is a capital of demand and supply, based its credit on the non -governmental exchanges relationship and it’s also a kind of financial system, the mode of financing drifted away from the outside of the country’s. With the rapid development of China＇s national economy, the private financing of Xiang-xi has become increasingly active, which derived from a series of social problems. In this paper, from the background characteristics of non-governmental financing in Xiang-xi, we mean to analyze the causes of active non-governmental financing, made an objective evaluation on private financing and got some suggestions to standardize the development of private financing, hoping to provide a favorable reference for promoting economic development in western Hunan.