日本法上保险人说明义务制度及其启示

日本法上保险人说明义务的法律规制见于《消费者契约法》、《金融商品销售法》和《保险业法》中。日本法上保险人的说明义务制度以保险人对保险契约重要事项的说明及其违反该说明义务的法律后果为核心进行构造,并有保险人消极说明义务和积极说明义务之区分。日本法上保险人说明义务的制度设计对我国保险法上保险人说明义务规制模式的完善具有借鉴意义。

Insurers'obligation of statement in Japanese law and its indication

The rules of the Consumer Contract Law,the Sale of Financial Products Law and the Insurance Law make up the special regulations of insurers'obligation of statement in Japanese law.These regulations include insurers'obligation of statement of the important matters,the legal consequence of breach of the duty,the passive obligation of statement and active obligation of statement and so on.The experience of insurers'obligation of statement in Japanese law could help improve the system of insurers'obligation of ...