我国股份制商业银行核心竞争力的评价与分析

银行的经营管理活动是一条环环相扣的价值创造链,每个环节都是相对独立又相互联系的价值创造过程。银行的核心竞争力是每一个包括市场拓展、流动性、安全性、成长性、盈利性、经营效率等环节充分并可持续地创造价值的能力。本文用因子分析的统计方法来定量地测定与评价股份制商业银行的核心竞争力,以便摸清股份制商业银行目前的竞争格局,并为各行的管理与决策提供科学依据。

Evaluation and Analysis on Core Competitiveness of China Commercial Share Banks

Banking management is a process of value creation chain.The core competitiveness of banks is the ability to create value in marketing,liquidity,security,growth,profitability and efficiency.This article measures and evaluates the core competitiveness of commercial share banks with factor analysis.Our objectives are to describe the competition situation of commercial share banks and to provide management and decision basis for such banks.