我国农村信用社立法问题思考

农村信用社是我国农村金融的主力军，在新农村建设中发挥着重要作用，但是其法律规制现状却与之及其不相称，使得农村信用社在发展过程中面临很多法律上的困境，亟待加强立法。作为农村金融组织的支柱，其经过六十多年的发展与改革，完全有能力和实力制定一部《合作金融法》，通过这样一部立法，将农村信用社的发展和运作纳入法治轨道，以法律保障农村信用社的健康发展，从而更好的发挥其在推进新农村建设中的作用。

Thinking about legislation of rural credit cooperatives of our country

Rural credit cooperatives is the main part of rural finance in China which play important role in modern rural constructions. But there were many difficulties in the development of rural credit cooperatives result from lack of legislation on rural cooperative finance. As the main part of rural financial organizations, the rural credit cooper-atives has developed greatly in past sixty years, it is time to develop a “cooperative financial law” in Chi-na. Based on such legislation, rural credit cooperatives could operate in a legal system. Moreover, the develop-ment of rural cooperative finance and modern rural constructions could be improved significally.