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| 完善我国小额贷款公司法律监管的思考 | |
| 引用本文： | 陈斌彬. 完善我国小额贷款公司法律监管的思考[J]. 南方金融, 2009, 0(12) |
| 作者姓名： | 陈斌彬 |
| 作者单位： | 华侨大学法学院,福建,泉州,362021 |
| 摘 要： | 2008年5月出台的<关于小额贷款公司试点的指导意见>解决了我国小额贷款公司以往无法可依的发展问题.然而,该文件对小额贷款公司的金融服务特性不够重视,在监管上存在主体定位不准、法律依据不足和核心规则缺失三方面的缺陷.为此,我国今后立法应确定小额贷款公司的非银行金融机构属性,明确银监会的监管主体地位,以推进小额贷款公司在我国更好、更快地发展. |
| 关 键 词： | 小额贷款公司 银行金融机构 监管主体 |
Ponderation on Perfecting Legal Regulation of Small-loan-company in China |
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| Chen Binbing. Ponderation on Perfecting Legal Regulation of Small-loan-company in China[J]. South China Finance, 2009, 0(12) | |
| Authors: | Chen Binbing |
| Affiliation: | Chen Binbing (School of Law,Huaqiao University,Quanzhou,362021 China) |
| Abstract: | Guidance on pilot project of Small-loan-Company issued by CBRC on May, 2008 solves the problem of no existing laws for developing small-loan-company. But the Guidance does not pay much attention to the feature of financial service of small-loan-company and needs to be improved in the three aspects of inaccurate positioning of regulatory bodies, insufficient legal basis and non-existing core rule. Thus, we should legislate to recognize small-loan-company as a non-banking financial institution, clarify the CB... |
| Keywords: | Small-loan-company Banking Institutions Regulatory Bodies |
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