从组织化农业的视角探求农村金融产品与服务创新的新思路——以吉林省四平市为例

随着“三农”经济的快速发展，我国农业生产方式发生了重大转变。耕地、农机、畜牧产品等生产资源和生产资料的集中度越来越高，农村专业合作组织、农业产业化龙头企业迅速发展壮大。我国农业逐步完成了从单门独户的分散生产向组织化经营生产方式的根本性转变，这种转变促进并带动了农村金融需求发生相应的改变。本文探讨了在这种转变的大环境下，农村金融产品与服务创新的新思路。

New Ideas of the Innovation of Financial Products and Services in Rural Areas from the Perspective of Organizational Agriculture

With the rapid development of ＂three rural＂ economy, China＇s agricultural production has also undergone major changes. Agriculture in our country has experienced a fundamental shift from decentralized production mode to organizational production mode, which stimulated the corresponding changes of rural financial demands. This paper discussed some new ideas of the innovation of financial products and services in rural areas in this changing environment.