| 电子货币对我国货币政策的影响:基于微观主体持币动机的研究 |
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| 引用本文： | 王潇颖,冯科.电子货币对我国货币政策的影响:基于微观主体持币动机的研究[J].南方金融,2011(3). |
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| 作者姓名： | 王潇颖 冯科 |
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| 作者单位： | 1. 浙江工业大学理学院,浙江杭州,310014
2. 北京大学经济学院,北京,100871 |
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| 摘 要： | 随着信息技术的快速发展,货币电子化成为新的趋势。为了研究电子货币对货币政策的影响,本文从微观主体持币动机的角度,分别应用鲍莫尔-托宾模型、冯诺依曼-摩根斯坦效用函数和惠伦模型来分析电子贷币对微观主体持币的交易、投机和预防动机产生的影响。研究结果表明,电子货币的发展会对微观主体的现金交易需求产生替代,但是替代不完全;几乎完全替代现金的投机需求;在预防需求方面,电子货币不仅会对现金产生替代,还会对更高层次的货币产生替代。
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| 关 键 词： | 电子货币 交易需求 投机需求 预防需求 |
The Impact of Electronic Money on Monetary Policy:Based on Micro Motives of Holding Money |
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| Wang Xiaoying,Feng Ke.The Impact of Electronic Money on Monetary Policy:Based on Micro Motives of Holding Money[J].South China Finance,2011(3). |
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| Authors: | Wang Xiaoying Feng Ke |
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| Institution: | (1.School of Science,Zhejiang University of Technology,Hangzhou,310014 China,2.School of Economics,Peking University,Beijing,100871 China)Wang Xiaoying1 and Feng Ke2 |
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| Abstract: | With the rapidly development of information technology,the currency is more and more electronized,For the purpose of finding out the meaning of that trend to monetary policy,this paper conducts a study from the angle of micro motives of holding money by applying Baumol-Tobin model,von Neumann-Morgenstern utility function and Whalen model.The results show that with the development of electronic money,micro transaction motive will be partly substituted,speculative motive will be fully substituted,and the prec... |
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| Keywords: | Electronic Money Transaction Motive Speculative Motive Precautionary Motive |
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