| 浅议保险功能论 |
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| 引用本文： | 王竹,陈鹏军.浅议保险功能论[J].经济研究导刊,2010(6):64-65,183. |
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| 作者姓名： | 王竹 陈鹏军 |
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| 作者单位： | 1. 中国太平洋人寿保险股份有限公司,厦门分公司,福建,厦门,361005
2. 华侨大学,经济与金融学院,福建,泉州,362021 |
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| 摘 要： | 保险功能理论研究是保险理论研究的一个焦点，目前理论界、实务界均承认了保险具有补偿损失、融通资金和社会管理功能。详细分析了此三功能论断的理论来源，并且运用逻辑演绎和概念推理的方法，深刻剖析资金融通功能与社会管理功能的内涵，定性证明了保险不具有资金融通和社会管理功能的大胆论断。
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| 关 键 词： | 补偿损失 资金融通 社会管理 |
A Discussion on the Theory of Three Functions of Insurance |
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| WANG Zhu,CHEN Peng-jun.A Discussion on the Theory of Three Functions of Insurance[J].Economic Research Guide,2010(6):64-65,183. |
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| Authors: | WANG Zhu CHEN Peng-jun |
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| Institution: | 1.China Pacific Life Insurance Co.;Ltd.;Xiamen 361005;China;2.School of Economics and Finance;Huaqiao University;Quanzhou 362021;China |
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| Abstract: | The theoretical research of insurance function is a focus of the insurance theory research.At the present time,both theory and practice field deem that insurance has three functions,that is loss compensation,capital financing,and society management.In this article,we analyze the theoretical sources of these three functions,and the meanings of the two functions of capital financing and society management,then qualitatively prove the adventurous judgment that insurance does not have the function of capital fi... |
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| Keywords: | loss compensation capital financing society management |
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