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| An Analysis of State-Owned Banks’Behavior in NPL Disposition | |
| 作者姓名： | Hui Peng PhD Postdoctoral program of scientific research Industrial and Commercial Bank of China Yulu Chen Professor School of Finance Renmin University of China |
| 作者单位： | Hui Peng，PhD，Postdoctoral program of scientific research，Industrial and Commercial Bank of China，Yulu Chen，Professor，School of Finance，Renmin University of China |
| 摘 要： | I. NPL Asset Settlement in China’s State-Owned Banks Non-performing loans(NPLs)represent the most serious problem hindering China’sbankingsystem, especially the fourstate-owned banks (SOBs).According to statisticsfrom China’sBanking Regulatory Commission (CBRC), the banking system has accumulated NPLs tothevalueof3,158 billion RMB,whilethefourSOBsaccountedfor51 percentofthattotalbytheend of 2003 (seeTable 1). While the banking sector disposeslessthan 300 billion NPLevery year… |
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