“俱乐部”机制下的淄博集中代收付中心

由人民银行引导建立集中代收付系统,依托中央银行现代化支付系统开展跨行集中代收付业务,对于解决市场失灵、完善支付手段、改善支付环境具有重要意义,但对集中代收付中心的治理则应依据其俱乐部产品的属性展开。本文通过对淄博集中代收付中心案例的剖析,提出了解决方案。

Centralized Receive and Payment System in Zibo under the Background of Club Institution

The PBOC has established centralized receive and payment system （CRPS） .This system can develop across-bank transactions based on China National Automatic Payment System （CNAPS） of central bank .It＇s important to resolve the market＇s failure, payment means, improve payment environment.But the governance to CLIPS must depend on it＇s club product characters. This article provides settlemnt scheme through taking apart the cases of CRPS.