中小企业集群正式融资创新探析

目前，我国中小企业的正式融资情况不容乐观。但中小企业聚集成群后，会对中小企业的正式融资产生积极影响。然而从我国目前的实际情况来看，还存在一些不利于这一效应发挥的障碍因素，因此必须采取措施促进中小企业集群正式融资创新，这就需要强化中小企业集群产业关联，建立诚信合作的集群文化，健全和完善为中小企业集群服务的金融组织体系，发展中小企业投资公司，建立场外市场，完善中小企业信用担保机制。

On the Official Financing Innovation of the Small and Medium-sized Enterprise Groups

At present, the official financing of small and medium-sized enterprises is not optimistic. But if small and medium-sized enterprises gathered in groups, it would have a positive impact on he official financing for small and medium-sized enterprises. However, there are still some impediments, it should take measures to promote the official fmancing innovation of small and medium-sized enterprise groups, such as strengthening the small and medium-sized enterprise groups related to the establishment of the integrity of the groups of cultural cooperation, improving financial organizations system for small and medium-sized enterprise groups, developing the small and medium-sized investment companies, establishing the OTC market and improving the SME credit guarantee mechanism.