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| 消费信贷对消费影响作用的实证研究 | |
| 引用本文： | 张奎,金江,王红霞,胡迎春. 消费信贷对消费影响作用的实证研究[J]. 技术经济, 2010, 29(2): 103-106 |
| 作者姓名： | 张奎 金江 王红霞 胡迎春 |
| 作者单位： | 1. 中国银联战略发展部,上海,200135 2. 武汉大学经济与管理学院,武汉,430072 3. 中国银联培训中心,上海,200135 4. 联合利华中国研究所,上海,200122 |
| 摘 要： | 本文基于美国1959—2009年近60年的消费信贷和个人消费支出的月度样本数据,实证研究了消费信贷对消费的影响作用。结论显示,消费信贷对消费具有显著的拉动作用。本文为我国大力发展消费信贷以拉动消费和经济增长提供了有力的实证研究支撑。 |
| 关 键 词： | 消费信贷 消费 流动性约束 VAR模型 误差修正模型 |
Empirical Research on Impact of Consumption Credit on Consumption |
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| Zhang Kui,Jin Jiang,Wang Hongxia,Hu Yingchun. Empirical Research on Impact of Consumption Credit on Consumption[J]. Technology Economics, 2010, 29(2): 103-106 | |
| Authors: | Zhang Kui Jin Jiang Wang Hongxia Hu Yingchun |
| Affiliation: | 1. Strategic Development Department of China Unionpay/a>;Shanghai 200135/a>;China/a>;2. Economics and Management School/a>;Wuhan University/a>;Wuhan 430072/a>;3. Training Center of China Unionpay/a>;4. Research and Development of China Unilever/a>;Shanghai 200122/a>;China |
| Abstract: | Based on the monthly data of consumption credit and personal consumption expenditure of the United States during 1959-2009,this paper empirically studies the impacts of consumption credit on the consumption. The research conclusion shows that consumption credit have significant impacts on stimulating the consumption,which provides a strong empirical research support for developing China's consumption credit to stimulate the consumption and economic growth. |
| Keywords: | consumption credit consumption liquidity constraint VAR model error correction model |
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