全球金融危机的根源及其启示

本次金融危机是发生在全球化背景下的生产过剩型资本主义经济危机。全球化带来了生产要素和生产力的全球扩张，同时也造成了全球性的贫富两极分化，引起有效需求不足和全球生产过剩。以美国为首的发达国家为了解决这一基本矛盾，利用金融、保险和房地产业的财富效应，盲目发展金融与房地产业，同时从新型工业化国家攫取储蓄的债务经济模式来刺激消费和投资，从而酿成世界经济的结构性失衡和祸及全球的泡沫经济。

On Causes of the Financial Crisis and its Revelation

Current financial crisis is a capitalism overproduction-type crisis in the context of globalization. The globalization not only lead to great expansion of factors and productivity, but also created rich-poor polarization in worldwide, caused insufficient effective demand and overproduction in worldwide. Developed countries, led by the United States, in order to relieve this basic contradiction, adopt the debt economic development model, that is, expanding the industries of finance and real estate feverishly...