农业保险体系完善策略研究

通过详细分析阐述了农业保险体系比较成熟的美国做法,为我国农业保险体系建设完善提供了很好的启示。当前,我国农业保险主要存在农业保险需求不足、农业保险供给短缺的问题。针对这些问题,必须不断加强农业保险制度创新,多种途径补充农业保险的资金来源,建立国家、农民个人和金融机构在内的多层次风险防范体系,并且积极扶持保险公司业务发展。

Agriculture insurance system perfecting strategy research

Described by a detailed analysis of agricultural insurance system is relatively mature U.S. practice,in order to improve China＇s agricultural insurance system provides a good inspiration.At present,China＇s agricultural insurance insufficient demand mainly in agricultural insurance,agricultural insurance supply shortage.To solve these problems,must continue to strengthen the agricultural insurance system innovation,a variety of ways to supplement funding of agricultural insurance,the establishment of national,rural individuals and financial institutions,including multi-level risk prevention system,and actively support the development of the insurance business.