我国不良资产处置问题的法学分析——基于法律文本与经济法视角

不良资产的处置事关金融、经济乃至政治秩序的稳定。基于法律文本的考察,不良资产处置的规范性文件呈现出立法位阶低、效力不强等特征。政府对不良资产的处置体现了政府的干预,从经济法的视角看,它体现出一种激进的、强制的制度变迁特色,并带有路径选择的特征。从经济法的视角看,对不良资产处理问题的克服应从遵循市场规则、依法监管、完善责任制度。

Economy Law Analysis on our Non-performing Assets Disposal Problems:Based on understanding of legal text

The disposal of non-performing assets affects the financial,economic and even political stability。Based on law text,the relevent normative documents show low-ranking legislation,weak enforcement etc。From the perspective of the economic law,the government intervention embodies radical,compulsive,institutional change characteristics with path selection。In the contemporary state intervention inlegalization,we should follow the market rules,supervision according to law,improving liability system,etc.to overcome these problems.