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| 我国银行体系改革的独特性 | |
| 引用本文： | 彭欢. 我国银行体系改革的独特性[J]. 改革与战略, 2011, 27(8): 64-67 |
| 作者姓名： | 彭欢 |
| 作者单位： | 重庆理工大学经济与贸易学院,重庆,400054 |
| 基金项目： | 国家社会科学基金青年项目(项目编号:09XJL005); 重庆市软科学项目(项目编号:CSTC,2010CE0134)共同支持 |
| 摘 要： | 文章将我国银行体系改革纳入中国特色的渐进改革路径，分析了我国银行体系改革的独特性。文章认为，我国银行体系改革的独特性主要体现在以下七个方面：一是政府相机决策的结果；二是渐进改革成本的主要转移者；三是银行结构地区差距和存贷款差异明显；四是利率市场化严重不足；五是利息收入是银行收入的主要来源；六是银行同质性行为严重；七是表外业务的竞争并不充分。 |
| 关 键 词： | 渐进改革 银行体系 独特性 |
The Specializations of the Chinese Banking Reform |
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| Peng Huan. The Specializations of the Chinese Banking Reform[J]. Reformation & Strategy, 2011, 27(8): 64-67 | |
| Authors: | Peng Huan |
| Affiliation: | Peng Huan (College of Economics and Trade,Chongqing University of Technology,Chongqing 400054) |
| Abstract: | This paper considers the Chinese banking reform into the Chinese economical reform frame and analyses the specializations of the Chinese banking reform.We find that there are seven characteristics: (1) The government plays more important role than the market;(2) The costs of the Chinese SOE's reform are transformed by the banking system;(3) The market structure and the deposits or loans are different from province;(4) The rates of the banking capital are not determined by the market;(5)The interest income i... |
| Keywords: | reform banking system specialization |
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