我国农村金融市场的三缺口分析

我国农村现有的金融体制与农村经济发展之间存在着诸多的不适应性，抑制了农村经济的发展。随着农业结构调整的不断深入，这种不适应性进一步突现出来，集中表现为农村金融市场的供需缺口、效率缺口和制度缺口。弥合这三大缺口需要加快农村金融制度的改革创新，以此来更好地利用资金要素，推动农业产业结构和农村经济结构的调整，使农村生产要素的配置更合理、更有效率。

The Analysis of the Three Gaps in the Rural Financial Markets

There is a lot of inadaptability between the current financial system and the economic development in the country, which suppress the economic development in the rural area. With the adjustment of the agriculture structure, the inadaptability stand out clearly, which is manifested by the supply and demand gap, efficiency gap, and the institution gap in the rural financial market. To bridge the gap, we need to speed up the reform and innovation of the financial system in the country to make the better use of the capital, impel the adjustment of the agriculture industrial structure and the rural economic system, which can deploy the production factors in the rural area.