| 互联网金融的发展对我国银行业的影响与启示研究--从余额宝角度进行分析 |
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| 引用本文： | 刘翠兰.互联网金融的发展对我国银行业的影响与启示研究--从余额宝角度进行分析[J].铜陵学院学报,2014(5):36-38. |
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| 作者姓名： | 刘翠兰 |
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| 作者单位： | 新疆财经大学,新疆维吾尔自治区 乌鲁木齐,830013 |
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| 摘 要： | 近年来，伴随着电子商务的快速发展，互联网金融得到了极大发展，尤其是2013年6月17日余额宝的诞生，使得人们重新评估互联网金融对银行的影响。文章以余额宝为例，从对银行活期存款、银行理财业务以及对未来银行开展小微企业贷款三方面分析了互联网金融对商业银行带来的影响，并给出了相应的对策建议。
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| 关 键 词： | 余额宝 互联网金融 活期存款 大数据 |
The Impact between the Development of the Internet Financial Impact of the Banking Industry---Analysis from the Viewpoint of the Yu'ebao |
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| Liu Cui-lan.The Impact between the Development of the Internet Financial Impact of the Banking Industry---Analysis from the Viewpoint of the Yu'ebao[J].Journal of Tongling College,2014(5):36-38. |
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| Authors: | Liu Cui-lan |
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| Institution: | Liu Cui-lan (X.injiang University of Finance and Economics, Utumqi Xinjiang 830013, China) |
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| Abstract: | In recent years,with the development of e-commerce,internet financial has been a geat development,especially Jun 17,2013,the balance of treasure was born,making the people to re-evaluate the internet financial influence.The balance of treasure,for ex-ample,demand deposits from the banking,financial services banking on the future of small micro-enterprise loans banks three aspects of financial analysis of the impact of the internet on the commercial banks,and gives the corresponding countermeasures and suggestions. |
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| Keywords: | Yu'ebao internet financial demand deposits big data |
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