基于价值模块理论的商业银行中间业务创新管理模式研究

中间业务传统的一体化创新模式存在开发周期长、创新信息不能及时共享等弊端,难以适应知识经济敏捷化需求。根据经济发展环境和消费者的个性化对金融需求的特点,运用模块化理论,构造商业银行中间业务创新管理模式和与之相适应的管理组织结构,使商业银行在市场竞争中,通过模块的动态组合形成竞争优势,提升其市场力。

Research on Innovation Management Mode of Intermediary Business in Commercial Banks

The traditional innovation mode of intermediary business contains many problems,such as long-term development period and non-share information.It does not meet with the agile need.In accordance with economic environment and individual need of consumers,commercial banks should use the theory of modularity,construct the new innovation management mode of intermediary business and its integration structure,shapes the competitive advantages and upgrades their power.