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基于利益相关者理论的水电工程保险研究
引用本文:余宏亮,黄金艳.基于利益相关者理论的水电工程保险研究[J].水利经济,2020,38(2):17-22.
作者姓名:余宏亮  黄金艳
作者单位:武汉科技大学管理学院,湖北武汉430081;湖北省中小企业研究中心,湖北武汉430065;武汉科技大学管理学院,湖北武汉430081
基金项目:湖北省人文社会科学重点研究基地湖北省中小企业研究中心开放基金(HBSME2019 C16);武汉科技大学2018年研究生科技创新创业项目(JCX201860);2018年国家级大学生创新创业训练计划(201810488034)
摘    要:以收集的水利水电工程保险服务项目106项招投标数据为研究对象,基于利益相关者理论,从各主要利益相关者视角阐释了保险人、被保险人、保险经纪人的行为特点,特别对水利水电工程保险费率的测算方法和中标费率的特征进行分析,以为水利水电工程保险行业的持续健康发展提出相关政策建议。

关 键 词:工程保险  水利水电工程  利益相关者  招投标数据
收稿时间:2019/7/19 0:00:00

Insuranceof water conservancy and hydro-power projectsbased on stakeholder theory
YU Hongliang and Huang Jinyan.Insuranceof water conservancy and hydro-power projectsbased on stakeholder theory[J].Journal of Economics of Water Resources,2020,38(2):17-22.
Authors:YU Hongliang and Huang Jinyan
Institution:School of Management, Wuhan University of Science and Technology, Wuhan 430081, China;Research Center of Hubei Small and Medium Enterprise, Wuhan 430065, China and School of Management, Wuhan University of Science and Technology, Wuhan 430081, China
Abstract:Bycollecting the bidding data of 106 water conservancy and hydro-power insurance service projects, the behavior characteristics of the insurers, applicants and insurance brokers are analyzed based on the stakeholder theory. The methods for calculating the insurance rates for water conservancy and hydro-power projectsas well as the characteristics of bidding rates are investigated. Finally, the relevant policy suggestionsare put forward for the sustainable and healthy development of the insurance industryof water conservancy and hydro-power projects.
Keywords:engineering insurance  water conservancy and hydro-power project  stakeholder theory  bidding data
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