基于不同主体的小微企业众筹风险识别与防范

对小微企业众筹发展过程中的风险问题进行研究，站在行业发展的视角对来源于小微企业、投资人、众筹平台、法律与环境的风险进行识别，并构建小微企业众筹风险评价的指标体系，利用层次分析法对识别出的来源于小微企业、投资人、众筹平台、法律与环境的主要风险进行评估，评估结果发现小微企业是最重要风险来源；根据风险评估的结果，从小微企业、投资人、众筹平台、法律与环境四个方向提出加强社会信用体系建设、建立信息披露制度与流程，设置投资人进入门槛、制定众筹平台的准入原则及管理标准等小微企业众筹的风险防范建议，为众筹的持续快速发展提供参考。

Risk Identification and Prevention of Crowdfunding in the Small and Micro Enterprises Based on Different Subjects

Research on the risk of Crowdfunding in the Small and Micro Enterprises. First, from Industry?trends to identify different sources of risk in small and micro enterprises, investors, crowdfunding platform law and the environment; secondly, build a small and micro enterprises crowdfunding risk assessment model, using the analytic hierarchy process to evaluate the main risk, found all of the key risk points, puts forward prevention recommendations of the main risk, to provide support for the steady development of the crowdfunding.